Immigration DM
Refusal Analysis and Action Plan
Main issue: The officer accepted a large balance and rejected the source of that money, then rejected temporary intent. You were refused before; the same invoices and a new cover letter will get the same box ticked.
- Application type
- Temporary Resident Visa (Visitor)
- Country
- India
- Purpose
- Family visit — sister in Brampton
- Employment
- Own business — export trading. Return: October shipment to 3 named clients.
- Source of funds
- Business income — client invoices
- Family ties
- Spouse and two children live in India. School-age children; report cards and PTA membership available. Cares for mother — diabetes (weekly). Dated care photos available.
- Visa history
- Refused before — 2024 visitor visa
- Stay in Canada
- Sister in Brampton — 14 days
- Trip cost
- Accommodation $0 + tickets $1,400 CAD + daily $80 CAD × 14 days = $1,120 CAD. Stay 14 days. Trip total $2,520 CAD.
$48,000 vs $2,520 required, $45,480 left
Officer concerns from your ODN
“insufficient evidence of the source of funds” and “lack of documents that would substantiate the large deposits”
“limited verifiable evidence of the business income”
“the purpose of the applicant's visit to Canada is not consistent with a temporary stay”
Overall conclusion: The officer is not satisfied that you will leave Canada at the end of your stay.
Ranked priorities
Highest priority
Source of funds and business income
A large balance with unmatched deposits reads as parked money, not income from the export business you named.
What the officer needs to see
- A paper trail that connects each large deposit to a specific invoice or client payment from the export trading business.
- GST, MSME or company registration, and ITR that prove that business earned the credits on the bank statements.
High priority
Temporary stay and reasons to return
A 14-day sister visit with a prior refusal is not enough; the last file did not show school, weekly care for your mother, or the October client shipment.
What the officer needs to see
- Current report cards and a PTA or school letter that names you as parent of the children remaining in India.
- A dated obligation: the October shipment to 3 named clients, plus a weekly care schedule for your mother.
Specific evidence to prepare
Each document is mapped to the claim it proves.
Checklist details are hidden in this sample.
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